Mortgages & Re-mortgages

When you are looking for a mortgage getting the right advice will help you make the best choice and get the best deal for your particular circumstances.

An impartial adviser like Oakwood Finances has access to many more sources of lenders and is not tied to a restricted range of products like your bank. This means I can find you the best rates depending on your income, status and intended property.

• By using Oakwood Finances you will reduce and possibly eliminate the risk of rejection which is very important to ensure that you maintain or improve your credit-rating.
• If you are self-employed then traditional banks often have greater restrictions and limits on their lending especially if you are a newer business.
• If you are looking for a higher than average mortgage then Oakwood Finances have particular expertise in securing the best rates on offer.
• If you are looking for re-finance to extend or refurbish an existing property I can arrange the same advantages rates as for new mortgages.
• If you have considerable equity in your current property you may be interested in Equity Release which is a way of freeing up some of the equity in your property. Equity release plans are not right for everyone and it is important that you fully consider your options and receive impartial financial advice before making a decision. It is also important that if you do decide to use an equity release product, you need to be sure it is one that meets your needs. If you would like to end your lifetime mortgage early, then you may have to pay a substantial early repayment charge. A professional adviser like Oakwood Finances can help you to choose the plan that is right for you. Please talk to someone like me and ask for a personalised illustration before committing yourself to equity release.

Take the first step today and contact me to find out how you can get the mortgage you want.