Tradesman Insurance
Commercial Insurance sometimes referred to as business insurance needs to be specific to your business sector and your individual business. The cover will provide for the following if needed.
- Professional Indemnity
- Public Liability
- Employers Liability
- Commercial legal protection
If you are unsure what protection you need then give me call. I will be able to advise on the specific cover you need and the level of protection that will best suit you.
This insurance will protect Sole Traders, freelancers and contractors, limited companies, and limited liability partnerships. If you provide an expertise, or use specialist skills, or give advice to clients then you need business insurance.
Typical issues covered are
- Negligence – accidental damage to property or buildings at a customers premises. Accidents involving customers at your own premises
- 3rd party Losses - Theft, loss or accidental damage to customers property left in your care
- Breach of confidence – Losing or sharing confidential information
- Infringement of intellectual property rights
- Defamation – making inaccurate claims about another person or company
You may also be interested in Income Protection and Health insurance if your main income is on a self-employed basis